Cheated Death

Photoshoot: when ppl tell me that i look familiar, i dont know what to tell them...except perhaps i have a v.common face?!


I was almost knocked down by a car...but i didnt die...i cheated death again...n i could have died from a bad drug allergy when I was in uni...but i survived...i believe in...what can't kill me can only make me stronger! Perhaps, being so close to death has molded me to be the person I'm...i refuse to resign to fate! Would like to share a beautiful quote with u: "Don't wait for the stars to be aligned. Reach up and rearrange them in the way you want. Create your own constellation!" 

Why do some ppl keep blaming their poor parents for their lack of university education...there r many avenues such as scholarships n bursary schemes avail for those who r smart...n for those who r only average, the banks r v.happy to lend u $$$ to pursue ur tertiary education! well, u shld ponder over ur own lack of intelligence n attitude for where u r in life...instead of laying the blame on ur poor parents! -.- there r many successful ppl who dont have much education n they didnt blame their poor parents for being unable to provide them with as much education as they would like! i've wrote alot abt social mobility last year...now i'm thinking that it would be good for me to find time to read the classic "The Great Gatsby"...i was a literature student so i can appreciate good classics ;p

amused with how som ppl try to sell me all sorts of stuff that I don't need all under the branding of friendship. But have those ppl even considered me as a fren in the v.first place? =.=

Feel that many ppl tend to stereotype models as shallow n materialistic ppl after watching the channel u sun nite 9.15pm show Material Queen...shallow n materialistic aint qualities exclusive only to models only...the other day, i sat thru a talk...the speaker said her friend wanted a prada bag but didnt wanna invest in one so asked her bf to buy her a prada bag (You can draw your own conclusion about how one can consider buying a prada bag is an investment when the value immediately depreciates upon leaving the store!!!) anyway, the bf refused to buy her a prada bag cos the price tag is his monthly salary!!! so they broke up subsequently...how shallow n materialistic can ppl get? i have ever bought 2 prada bags n 1 prada wallet in less than an hour...but i hav nvr considered buying prada bags as an investment cos from personal experience, these bags are not made to last! it's juz a want...a nice-to-have thing...n i can buy my own prada bags n dont need to beg any guy to buy me one ;p

Came across this on fb...
""Stop holding on to what hurts and make room for what feels good."

In our lives we are faced with many circumstances including instances of heartbreak that we may at one point have had control over, but eventually will not.

When we are done grieving we have to come to terms with what hurt us so much, forgive if it is needed, and be able to let go. Once we are truly able to let go of the things that have caused us so much pain, only then are we truly able to experience life for what it really is and what it really should be. When we release the pain from our lives, we allow room for the things that life can bring in an effort to make us feel good.

So stop holding on to what hurts, let go of the negativity, let go of the disappointment, let go of the regret, and be all that you can be by making room for happiness, success and fulfilment."

Trying out yoga these days...my leechie mum says i need to do yoga to increase my flexibility...i cant balance well n cant contort my body into various positions...frankly, it was quite torturing for me initially...now, i'm still trying to get used to it o.O

Happy Leap Year to everyone here! hope more $$$ "leap" into our pockets! u can interpret the 2nd leap in english or hokkien...lol ;p



My only purchase from H&M Marni -> socks...my mum wasnt too impressed though...lol...


Know when to hold em, fold em, know when to walk away, know when to run!!!
"If you’re gonna play the game, boy, ya gotta learn to play it right.

You got to know when to hold ‘em, know when to fold ‘em,
Know when to walk away and know when to run.
You never count your money when you’re sittin’ at the table.
There’ll be time enough for countin’ when the dealin’s done.

Ev’ry gambler knows that the secret to survivin’
Is knowin’ what to throw away and knowing what to keep.
‘Cause ev’ry hand’s a winner and ev’ry hand’s a loser,
And the best that you can hope for is to die in your sleep.”

The Pencil's Perspectives

My latest "Red Magenta" hair color! Frenz commented that i've lost weight upon seeing this pic n asked if its my younger sister...anyone who knows me would know that i dont hav any siblings...i didnt lose weight...


From Neo Mui Kian:

"A PENCIL MAKER TOLD THE PENCIL 5 IMPORTANT LESSONS JUST BEFORE PUTTING IT IN THE BOX :

1.) EVERYTHING YOU DO WILL ALWAYS LEAVE A MARK .

2.) YOU CAN ALWAYS CORRECT THE MISTAKES YOU MAKE.

3.) WHAT IS IMPORTANT IS WHAT IS INSIDE OF YOU.

4.) IN LIFE , YOU WILL UNDERGO PAINFUL SHARPENINGS, WHICH WILL ONLY MAKE YOU BETTER.

5.) TO BE THE BEST PENCIL, YOU MUST ALLOW YOURSELF TO BE HELD AND GUIDED BY THE HAND THAT HOLDS YOU.
We all need to be constantly sharpened. This parable may encourage you to know that you are a special person, with unique talents and abilities. Only you can fulfill the purpose which you were born to accomplish. Never allow yourself to get discouraged and think that your life is insignificant and cannot be changed and, like the pencil, always remember that the most important part of who you are, is what's inside of you."

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Another inspiring sharing from Neo Mui Kian:

"Perspectives
A business executive was deep in debt and could see no way out.
Creditors were closing in on him. Suppliers were demanding payment.
He sat on the park bench, head in hands, wondering if anything could save
his company from bankruptcy.

Suddenly an old man appeared before him.

"I can see that something is troubling you," he said.
After listening to the executive's woes, the old man said,
"I believe I can help you." He asked the man his name,
wrote out a cheque, and pushed it into his hand saying,

"Take this money. meet me here exactly one year from today, and you can
pay me back at that time."
Then, he turned and disappeared as quickly as he had come.

The business executive saw in his hand a cheque for $500,000, signed
by John D.Rockefeller, then one of the richest men in the world!

"I can erase my money worries in an instant!" he realized.

Nonetheless, the executive decided to put the cheque in his safe first.
Just knowing it was there, would give him the strength to work
out a way to save his business, he thought.

With renewed optimism, he negotiated better deals and got extended terms
of payment from creditors.

Soon he could close some big sales. Within a few months, he
was out of debt and making money once again.

Exactly a year later, he returned to the park with that uncashed
cheque. The old man did not appear for some time; yet, the business
executive decided to wait for a while more.

A while later the old man came along the way but seemed to be unmindful
of the business executive. He stopped the old man and was about to hand over the
cheque, with words of thanks, as well as to share his success story.

At the same time, he saw a nurse come running up and grabbing the old
man. "I'm so glad I caught him!" she cried. "I hope he hasn't been
bothering you. He's always escaping from the rest home and telling
people he's John D. Rockefeller." And she led the old man away by the arm.

The astonished executive just stood there, stunned. All year long he'd
been wheeling and dealing, buying and selling, convinced he had half a
million dollars behind him.

Suddenly, he realized that it wasn't the money, real or imagined,
that had turned his life around.

It was his new found confidence that gave him the power to achieve
anything he went after. It was HOPE . Hope given by a passerby.

"Our duty is to encourage anyone in his struggle to live up to his
own highest idea, and strive at the same time, to make the ideal as
near as possible to the truth" - Swami Vivekananda

The role of the passerby s, all that one encounters is key to give that Hope,-
a glimpse of what could be.
For a life lived where the past looks better than the future is a life
lived without HOPE

Its all about perspectives!"

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There was one instructor at the fitness class n one student...n that one student was me! =.= checkout the view from the gym o.O looking at fireworks through the windows of the gym on the treadmill alone on a fri nite is a sad thing ya...n i juz did that =(


Emotional scars r the hardest to heal...


Traders r the ones whom i really admire...
From Digital: "if u listen to anal-yst, u'll be picking up cardboards in ur retirement!"

Cupid Failed! The Best Revenge Is To Love Thyself!

From the restaurant last nite. Nobody bought me any flowers :'(


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(http://sg.news.yahoo.com/grass-really-greener-154500241.html)
"Is the grass really greener?
Handbag.com – Tue, Jan 31, 2012

Discontent is a dirty word. Thanks to an unending barrage of adverts depicting smiling, laughing couples, and the Hollywood machine churning out one rom-com after another, we're constantly being presented with ideals of 'perfection'. But can any of us honestly admit our love lives are as perfect and wonderful as the characters' on the silver screen? Hardly. And would any of us admit it? Probably not.

But we can't blame this on Hollywood entirely. If you're bored in your long-term relationship, just seeing your newly loved-up mate glowing with happiness can lead you down a dark and murky path of self-questioning: 'Why isn't my bloke that romantic? Is he even right for me?' Or if you're single, your friends in long-term relationships - where there are hugs on tap and plans with parents - can leave you feeling lonely and unloved. Yet behind closed doors, those very friends may well be bored to tears with their familiar routine. This is 'Grass is Greener' syndrome, and unfortunately, it's human nature.

"It's instinctive for women to want to feel we are with the best possible mate", says Kate Taylor, resident relationship expert at match.com. "We have so much choice in our lives today that we can get confused and look to our friends for reassurance or direction. We think, 'Is she happier that me? Should I be following her path? Would that make me happier?'

But as Kate notes, it's easy to only look at the bright side of our friends' lives. Lucy, a 24 year-old administrator, says that she became disenchanted with her own relationship after continually comparing it to her best mate's seemingly blissful love-life. "Every weekend with my boyfriend was the same. We'd go to the pub, then maybe shopping. Sometimes we'd have friends over. All the while my friend would tell me all about the overblown romantic gestures her bloke had made, and all the wonderful places he had taken her, and I started to think that perhaps my boyfriend wasn't the one for me. Surely if he really loved me he'd be doing the same things?"

In the end, Lucy and her boyfriend split up, and Lucy admits that she'd rather have stayed with her boyfriend as they were than be single now: "I thought being single would give me the thrill of thinking that 'the right one' might be around the corner, but instead I just miss what I had."

Conversely, it's easy to see why couples can fall foul of the same thinking about their single mates - there's more approval to be had from the opposite sex when you're single, you get chatted up more and you flirt more than people in relationships do. "Hearing singleton's tales of wild weekends can make previously blissful couples feel like their youth is passing them by," says Kate. "'I should be having wild-romps on yachts! Not spending the weekend comparing paint charts!'". And this thinking can cause you to pick fights with your man, partly out of discontent - you focus purely on the negative - but partly, Kate says, because you might feel you have 'nothing to lose' because if you split up, you'd be single again, which might be what you actually want. But of course, says Kate, "Singletons rarely admit to having long lonely weekends in front of the TV with only a bag of Doritos for company. Couples hear a skewed version of events."

So how can we find a happy balance? If we're constantly eyeing up everyone else's love lives, what chance do we have at ever being satisfied?

While feelings of envy can be potentially destructive (as was the case with Lucy), Kate believes it can be helpful and motivational, providing it jolts you into realising you need to make a change. "Every time you find yourself feeling envious of someone, dig down until you find what it is you wish you were doing, and do it! Envy can be a brilliant barometer of your secret yearnings, and you can use it as a catalyst to help you make some positive changes in your own life."

Of course, this isn't to say you should ditch your boyfriend in pursuit of a hedonistic single life, or jump into a relationship with the first willing fella that comes along. It means taking the time to identify what your needs really are, and making sure that each is being fulfilled in a way that balances out with the others.

Remember life is not a film
Even the most realistic chick flicks can paint a very rose-tinted picture of relationships. Remember that as you're sat in the cinema seething because your boyfriend would never stand in the rain for hours / fight a swarm of village banditos/sacrifice his Xbox for you, every other girl there is thinking the same.

Remember that everybody rows
Yes, during those wonderful heady stages of a new relationship, it's all pleases and thank yous and utmost consideration. But as a couple settle into comfortable familiarity, bickering over whose turn it is to cook can overtake those whispered sweet nothings. This is the natural progression of relationships, and just because John and Sally look like love personified when they're out in public, it doesn't mean they don't also argue about wet towels left on the bed.

Remember why you are where you are
If you're single, be patient: "There's someone out there for everyone", says Kate. So enjoy the 'me-time' you have while you wait for that someone - really get to know yourself before sharing your life with someone else. If you're coupled-up, it's because there was something about your bloke that attracted you to him when you met. Focus on that and do things together that remind you of why you fell for each other in the first place. Of course, if you're really unhappy, it may well be time to join the single ranks, but make sure you're doing it for the right reasons, and not because you've got unrealistic ideas about love."

Market

Good Quotes:

"It depends on each individual and the style - investor or trader. Only an individual with substantial funds may be an investor and trader at the same time, that is, allocating part of the investment funds as a long term investor on some high dividend yield stocks, as well as part of the funds for short term trading as a trader to take advantage of market swings. But it is important the traders have to know the apply the tools and techniques of short term trading, and long term investors knowing FA. For those who do not have much funds must choose to be either a long term investor with the choice of holding high dividend yield stocks, or merely trading ignoring the dividend factor. A trader with knowledge of trading tools has to let go of losing stocks or laggards even if it pays dividend. Traders have to consider all the cost of buying a stock will become a sunk cost, not to look backward on the price of purchase, but look forward to decide whether to let go for losses or taking profits, or keep to anticipate future profits. Most people who are trading on fundamentals, or in fact most retail investors not trading with TA or with a plan, would likely not able to make firm decision to let go of their stocks at a loss. August/September 2011 was a period of good example that investors do not want to let go, and even at this time of bull, the prices of the stocks they are still holding are still lower than the price they bought before Aug 2011. If they had been traders, they would have let go during August and returned during Oct/Nov 2011 with a lower price to gain back now more than what they had lost when they let go before the down swing." ~ Lee TG

The Secrets to a Millionaire's Success

Pic taken on the bumpy road...on the way to photoshoot...


V.strong wind at Marina Barrage...my leechie hair is sooooooooo messy >.<"


At Marina Barrage...


I love the nite scenery from Marina Barrage...


Jan zoomed past really fast...learnt more abt humans...i totally agree with what Joey said abt how competency is much more impt than compatibility when it comes to biz partnerships...there r juz som ppl who promise to do this n that...but nothing gets done n nothing actually materializes...some frenz hav a term for this kind of ppl: "ATNA: All Talk No Action"...excuses r nothing but excuses...n with the kind of slacker attitude tt he has...i wont b surprised with his failure...nvm, lesson learnt, project abandoned...life goes on...in search of the next opportunity...btw, some ppl hav an employee mindset n r easily contented with v.little things in life...to each his/her own...

Anyway, read abt some discussions on the construction company tt my deceased great-granduncle co-founded so asked my leechie mum abt it...he sold off his stake before it was listed...i rem tt the company was listed quite some time after his death...n apparently his family still retain most of the shares...i rem how he used to come over to my grandparents' home regularly every sunday when he was still in the pink of health...he was illiterate...so my grandfather used to help him write letters back to china...

"Many people say they want change but if the change isn't easy and comfortable then they want no part of it." ~ Kim Kiyosaki

Nvr expect honesty from cheapo ppl!!!


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Saw this interesting article which i wanna share with u (http://sg.finance.yahoo.com/news/how-to-be-a-millionaire.html)

"The secrets to a millionaire's success
If you want to be a millionaire you have to think differently.

By Stephen D Simpson | Investopedia.com – Sat, Jan 28, 2012

There's no real practical reason to ask "who wants to be a millionaire?" because the only people who won't put their hand up are religious types who've taken vows of poverty and those who are already multi-millionaires. Unfortunately, there's a big gulf between those who want it and those who do the things to make it happen.

Based on recent statistics on UK household income, millionaire-dom is not something that's going to happen for most people, even with the dubious benefits of inflation. An adult earning the median level of income (£26,200 a year in 2011) and saving an impressive 20% of that would need almost 200 years to save £1 million (excluding taxes and investment gains). It's pretty clear, then, that a would-be millionaire has to think outside the boundaries of "median" experience.

Start a business

There are certainly people who can become millionaires by working for other people, but this is not an especially good route to choose. The trouble with trying to become a millionaire by working for other people is that there are always other people siphoning off the value of whatever you produce. Say you're a hotshot salesman – although you're going to get your cut, a lot of the value you create is going to get split among a broader pool of workers, managers and the owner(s) of the business.

Start your own business, though, and you get to decide how to divide that pie. Better still, your ownership stake can become more and more valuable over time as that business becomes larger and larger. While a good employee may get raises and promotions as his or her employer grows, they'll never see the same benefits (including the appreciation in the value of the ownership interest) as the owners.

Use other people's money

One of the remarkably consistent features of stories about people who go from relatively no wealth to major wealth is the role of other people's money in making it happen. Sometimes it's start-up capital from a generous relative, or maybe it's a small business loan or venture capital.

Borrowed money can be a major force multiplier. Behind virtually every property empire is borrowed money and the use of leverage in investing (whether through buying stocks on margin, buying options or buying futures) can rapidly magnify a skilful investor's success. Of course, this cuts both ways – just as borrowed money can create a large business (or portfolio) quickly, just one mistake in an over-leveraged enterprise can bring the whole thing crashing down.

It comes down, then, to risk tolerance. Those who really want to build large wealth (and do so quickly) through business or investment will have to do so in part with other people's money.

Cultivate a valued skill

Wages respond to supply and demand just like everything else, so it is very important to cultivate a skill that is not only in demand, but scarce enough to be valuable. Architecture and law, for instance, are both specialised skills, but not necessarily rare enough to make their practitioners wealthy unless they are at the high end of their profession.

Sports is an obvious example, but most people know in their teens whether they have the rare physical gifts (and perhaps the even rarer mental discipline and dedication) to open the doors to a professional sports career, and it's not really a door that can be opened in college or later. Medicine and engineering, though, are both open to college-aged people who have the requisite abilities and the willingness to put in the effort. The services of these professionals are not only almost always in demand, but the supply is small enough that professionals here can fairly expect to become millionaires on the basis of their labours.

This is also true for unconventional skills as well. Pursuing a career as a writer, actor or professional gambler is a virtual guarantee of poverty for most people. For those who actually have the skills necessary to succeed, though, it can be their best chance of building real wealth.

Out-think or out-hustle

Lazy and self-made millionaire just don't go together. Going back to that supply-demand equation, anything that's relatively easy, convenient and accessible is going to have ample supply and relatively low payouts. Since most people don't actually want to work that hard, though, there are real wealth-creation opportunities out there for those willing to think and/or work just a little harder than average.

One option for building exceptional wealth is to out-think the majority of people out there. While pursuits like writing, investing and inventing all involve a tremendous amount of effort and dedication, there is at least some aspect of out-thinking to them all. Steve Jobs of Apple, Richard Branson of Virgin and Lord Alan Sugar all clearly worked hard to achieve success, but a lot of that success was predicated on seeing things that others didn't see and figuring out how to do them even better.

Out-hustling is an undervalued aspect of wealth creation. Success in business is often about the hustle – the willingness to make one more call or work an extra hour later. The field of "hustle" is wide, rich and fertile. You can make good money visiting auctions and reselling undervalued items, just as you can make good money from a variety of multi-level marketing programs. The question is whether you want to spend the hours it takes to drive the process forward.

Rental property is a good example. It is actually not all that difficult to find rental properties, buy them and rent them out. Do this well and it's fairly easy to earn an annual return of 8-15%. The problem is that there are a myriad of small annoyances that go with it – hassles in haggling over the purchase price, hassles in getting mortgages, hassles in getting tenants, hassles in dealing with tenants and so on. Some people just don't want to be bothered with this, but those who don't mind the annoyances can reap the rewards.

The bottom line

Having £1 million or more in net worth is still uncommon enough to be special and significant, and it doesn't often come as a by-product of luck or chance. Hard work is a virtual requisite, but so too is a willingness to take on some risk (such as starting a business or using leverage) or cultivate a rare gift (like writing or inventing). Although simple living and sound investing will help anyone build more wealth, a special level of success requires a special person who is willing to do more and risk more than most people."